Life Insurance
Take care of your loved ones during a difficult time and minimise the
financial impact in the event of your of your death, loss of income or a critical illness. We work alongside some highly regarded insurers within the industry to deliver you tailored advice and solutions.
Speak to us About LIFE INSURANCE today:
What is life insurance?
Life insurance lets you leave some financial security for your loved ones if you pass away. If you die or if you're diagnosed with a terminal illness with a life expectancy of fewer than 12 months, during the length of the policy, a life insurance policy could pay out a cash sum helping your family during a difficult time.
Your family would usually get a lump sum or regular payments that can help to pay off any debts, like a mortgage or funeral costs, as well as giving them money to live off. Our cover gives you peace of mind that your family will be supported after you’re gone.
We offer our insurance recommendations and products from a choice of insurers.
Quick and simple process
Speak to one of our life insurance advisors today to receive a FREE quote today!
5 Star reviews
We have over 30 five star reviews from previous customers, so you know you're in good hands.
Flexible Appointments
Our experts offer flexible appointment times throughout the week to suit your lifestyle
OUR EXPERT LIFE INSURANCE Advisors are on hand to help
How does life insurance work?
With so many different providers and policies on the market, you can be forgiven for not knowing where to start. From life insurance, to income protection, critical illness to waiver of premium, let us do the hard work for you but at the same time, explaining exactly what we're recommending and why.
Getting the right type of insurance in place could be the difference between maintaining financial stability or not, during your time of need.
Amount of cover
We'll work with you to find out how much insurance cover you might need to support your family, based on their living expenses as well as any outstanding debts.
Length of policy
Your length of policy will depend on how long you think your family members might need financial support; taking into consideration your partners retirement or child support.
Type of policy
There are a number of different policy types available, so our experts will help you decide whether you will benefit from a single or joint policy.
Do I need life insurance?
Life insurance although not a legal requirement it can be a good idea if you have anyone that depends on you financially, like a partner or children. Life insurance provides a financial safety net if you’re no longer around to provide for them anymore, as well as peace of mind.
If you’re looking to take out a mortgage, be aware that some providers may require you to have life insurance before taking out a new loan, so they know the mortgage can be repaid if you do pass away.
Life insurance is a good idea if you want to ease the impact your death could have on your loved ones. Most people choose to buy it at key life stages like getting married, buying a home, starting a family or nearing retirement.
If anyone relies on your income and would struggle without you around, a life insurance policy can be a cheap way to ensure they have a financial lifeline when you're gone.
Some of our trusted Reviews
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As a first time buyer Sam was always on hand to help me along the way. He always kept me updated, often out of work hours and nothing was too… read more much for him. Highly recommend him to anyone looking to get a mortgage. Thank you
June 15, 2021Amazing service! Sam was great and very helpful. He took his time to answer all my questions.
May 10, 2021We are so very impressed with the service that we received from Sam – from start to finish he was amazing. We had spoken to a mortgage advisor previous to… read more Sam and we didn’t feel very comfortable at all – once we had our first meeting with Sam, we were instantly put at ease. He kept us updated at every point in the process of obtaining a mortgage offer and even right at the end of the buying process he still was checking in with us!! We would 100% recommend Sam and will definitely be using his services again in the future!! Thanks Sam!
September 20, 2021 -
Sam Brown was exceptional when helping my partner and I apply for our first mortgage. Nothing was ever too much for him and he stayed in close contact with us… read more when needed. He was always on hand to answer any questions or queries we had, and gave us all the information we needed. We can’t recommend Sam enough!
August 31, 2021Massive thanks to Sam for helping secure my first mortgage. Always on hand to answer any questions and put my mind at ease. Really friendly, knowledgeable & efficient. I would… read more highly recommend! Thank you! 🙂
August 24, 2021
Because we play by the book we want to tell you that…
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.
OUR SERVICES
*Available through our Business Partners
Some of our trusted partners
THE HELP HUB
Our online Help Hub is here to assist you with all aspects of the mortgage process. Whether it’s your first time or you’re a seasoned buyer, regulation, rules and best practices are ever changing. Alongside our Experts, the Help Hub will keep you one step ahead. Think of it as Wikipedia for all things money, mortgages and moving.
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Mortgage Calculator
Nothing can beat the advice of a real expert, but sometimes you need to work some numbers on the fly. You'll find helpful stamp duty, repayment and estimated borrowing calculators
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Support Documents
Buying a house or insuring a life can seem daunting. Although you'll have a dedicated expert all the way through the process, we have compiled a selection of handy how-to documents, alongside helpful forms required during the application process such as a gifted deposit letter template
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Blog Articles
Keep up to date and stay in the know. Our blog posts and videos will provide concise and informative viewing